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Turbo-charge your
credit assessment process.

Fast, policy-driven credit decisioning for lenders, live with UK credit unions today.

Driving Real Outcomes
for Your Business.

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Increase your revenue and grow the size of your loan book.
Improve customer satisfaction with faster, clearer decisions.
Support FCA creditworthiness and affordability requirements.
Improve staff productivity through smarter resource use.
What We Offer
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Tailored to You 

Configure everything from semi-autonomous to fully autonomous based on your policy.

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Your Policy, Your Control

We automate your credit rules while you stay in charge.

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Hands-Off Integration

We handle the entire setup, so you don’t have to.

Why Us

Credit Assessment Automation as a Service.

Flexibility in selecting service level.

Categorise Banking Data Correctly

Proprietary categorisation turns open banking data into verified income and essential spend.

Run Checks on Credit Bureau Data

Credit bureau data is thoroughly assessed to help you identify potential risks & make informed lending decisions with confidence.

Creditworthiness and Affordability Checks 

Assessments are built around FCA creditworthiness and affordability requirements, supporting responsible lending decisions.

Visualise Your Data Via our Dashboard

Get real-time visibility into applications and assessment trends, enabling you to capitalise on opportunities and mitigate potential risks.

How it works

How it Works?

Step 1

New applications are automatically collected from your origination platform.

Step 2

Applicants, or their brokers, are prompted to provide any missing information.

Step 3

Credit assessments are completed based on your provided guidelines.

Step 4

A final assessment is delivered to you for the next step in your process.

FAQs

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